←  Fee Autopsy
Free — no signup, no account linking

Stay, move, or
roll over?

Enter your old plan’s balance and expense ratio — and optionally your new employer’s plan ER — for a true 3-way comparison: stay, move to the new plan, or roll to a low-cost IRA. Fees and trade-offs side by side, no sales agenda.

Your old 401(k) account balance today
$
Weighted avg ER of your old 401(k) (run the fee autopsy if unsure)
%
Time horizon: retirement, major purchase, etc.
yrs
Just for labeling your results — never stored
New employer’s plan — optional, for a 3-way comparison
Enter your new plan’s weighted expense ratio for a precise 3-way view. Leave blank and we’ll use 0.50% (industry average) as an estimate.
Weighted avg ER of your new 401(k) — run the fee autopsy on it first if unsure
%
Just for labeling your results — never stored
We never store or transmit your data to third parties.
What this tool does
An honest comparison — not a sales pitch

Lifetime drag, compounded

We project both scenarios at 7% nominal return and show the full compounding effect of the ER difference — not just the first-year fee.

Don’t forget option 3

Your new employer’s plan is often overlooked. It avoids a taxable event and may have better institutional fund pricing. We remind you to check it too.

Affiliate links, openly disclosed

If we link to an IRA provider and you open a funded account, we may earn a referral fee. We name the amount, and it doesn’t affect which providers we list.

No account linking, ever

This is back-of-napkin math you run yourself. No credentials, no OAuth, no third-party data sharing. Your numbers stay on your screen.