Vanguard
Target 401(k) Fund Fees
Target's Vanguard-run plan is a model for employee-friendly design: ultra-low-cost index funds across every major asset class, no expensive active alternatives cluttering the menu.
Funds in Menu
6
recognized tickers
Equal-Weight Avg ER
0.062%
benchmark: 0.05%
Annual Fee on $100k
$61.67/yr
equal-weight example
ER Range
0.040% — 0.12%
lowest → highest
Target 401(k) Plan — expense ratios by fund
Sorted by expense ratio, lowest first. vs. Benchmark compares to the 0.05% low-cost index target.
| Ticker | Fund Name | Expense Ratio | Asset Class | vs. Benchmark |
|---|---|---|---|---|
| VFIAX | Vanguard 500 Index Admiral | 0.040% | US Large Cap | ✓ Low-cost |
| VTSAX | Vanguard Total Stock Market Admiral | 0.040% | US Stock Market | ✓ Low-cost |
| VBTLX | Vanguard Total Bond Market Admiral | 0.050% | US Bond | ✓ Low-cost |
| VSMAX | Vanguard Small Cap Index Admiral | 0.050% | US Small Cap | ✓ Low-cost |
| VBIRX | Vanguard Short-Term Bond Index Admiral | 0.070% | Short-Term Bond | +0.020% above benchmark |
| VTIAX | Vanguard Total International Stock Admiral | 0.12% | International Stock | +0.070% above benchmark |
| VMFXX | Vanguard Federal Money Market | 0.11% | Money Market | — |
ⓘ Data note: Fund options shown are representative of this plan's publicly available menu based on Form 5500 filings and plan documents. Your specific plan may include additional funds, institutional share classes, or collective investment trusts (CITs) not listed here. Expense ratios are from public fund filings and may have changed. Always verify current ERs and available funds with your plan administrator.
Check YOUR actual fees in this plan
The equal-weight average above is illustrative. Paste your actual fund tickers and balances to see your real annual fee drag.
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