Fidelity NetBenefits
Starbucks 401(k) Fund Fees
The 'Future Roast' plan gives partners access to solid Fidelity index funds, but American Funds active options (AGTHX, AIVSX) appear on the menu and carry fees 40–50x the index alternatives.
Funds in Menu
6
recognized tickers
Equal-Weight Avg ER
0.23%
benchmark: 0.05%
Annual Fee on $100k
$229/yr
equal-weight example
ER Range
0.015% — 0.65%
lowest → highest
Starbucks Future Roast 401(k) Plan — expense ratios by fund
Sorted by expense ratio, lowest first. vs. Benchmark compares to the 0.05% low-cost index target.
| Ticker | Fund Name | Expense Ratio | Asset Class | vs. Benchmark |
|---|---|---|---|---|
| FXAIX | Fidelity 500 Index | 0.015% | US Large Cap | ✓ Low-cost |
| FSKAX | Fidelity Total Market Index | 0.015% | US Stock Market | ✓ Low-cost |
| FXNAX | Fidelity US Bond Index | 0.025% | US Bond | ✓ Low-cost |
| SWISX | Schwab International Index | 0.060% | International Stock | +0.0100% above benchmark |
| AIVSX | American Funds Inv. Company of America A | 0.61% | US Large Cap Blend | +0.56% above benchmark |
| AGTHX | American Funds Growth Fund of America A | 0.65% | US Large Cap Growth | +0.60% above benchmark |
| SPAXX | Fidelity Government Money Market | 0.42% | Money Market | — |
ⓘ Data note: Fund options shown are representative of this plan's publicly available menu based on Form 5500 filings and plan documents. Your specific plan may include additional funds, institutional share classes, or collective investment trusts (CITs) not listed here. Expense ratios are from public fund filings and may have changed. Always verify current ERs and available funds with your plan administrator.
Check YOUR actual fees in this plan
The equal-weight average above is illustrative. Paste your actual fund tickers and balances to see your real annual fee drag.
Left Starbucks? Check if a rollover saves you money.
Compare staying in the old plan vs. a low-cost IRA vs. your new employer’s plan — side by side, no sales agenda.