Fidelity NetBenefits
Microsoft 401(k) Fund Fees
Microsoft's plan pairs a strong low-cost Fidelity index core with a few pricier active funds for employees who prefer managed approaches.
Funds in Menu
6
recognized tickers
Equal-Weight Avg ER
0.21%
benchmark: 0.05%
Annual Fee on $100k
$209/yr
equal-weight example
ER Range
0.015% — 0.69%
lowest → highest
Microsoft 401(k) Plan — expense ratios by fund
Sorted by expense ratio, lowest first. vs. Benchmark compares to the 0.05% low-cost index target.
| Ticker | Fund Name | Expense Ratio | Asset Class | vs. Benchmark |
|---|---|---|---|---|
| FXAIX | Fidelity 500 Index | 0.015% | US Large Cap | ✓ Low-cost |
| FSKAX | Fidelity Total Market Index | 0.015% | US Stock Market | ✓ Low-cost |
| FXNAX | Fidelity US Bond Index | 0.025% | US Bond | ✓ Low-cost |
| VTIAX | Vanguard Total International Stock Admiral | 0.12% | International Stock | +0.070% above benchmark |
| FCNTX | Fidelity Contrafund | 0.39% | US Large Cap Blend | +0.34% above benchmark |
| TRBCX | T. Rowe Price Blue Chip Growth | 0.69% | US Large Cap Growth | +0.64% above benchmark |
| SPAXX | Fidelity Government Money Market | 0.42% | Money Market | — |
ⓘ Data note: Fund options shown are representative of this plan's publicly available menu based on Form 5500 filings and plan documents. Your specific plan may include additional funds, institutional share classes, or collective investment trusts (CITs) not listed here. Expense ratios are from public fund filings and may have changed. Always verify current ERs and available funds with your plan administrator.
Check YOUR actual fees in this plan
The equal-weight average above is illustrative. Paste your actual fund tickers and balances to see your real annual fee drag.
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