Fidelity NetBenefits

AT&T 401(k) Fund Fees

AT&T's plan includes expensive active options like PIMCO Total Return (0.85%) and several American Funds — common defaults that silently drain returns year over year.

Funds in Menu

recognized tickers

Equal-Weight Avg ER

0.51%

benchmark: 0.05%

Annual Fee on $100k

$514/yr

equal-weight example

ER Range

0.015% — 0.85%

lowest → highest

AT&T Retirement Savings Plan — expense ratios by fund

Sorted by expense ratio, lowest first. vs. Benchmark compares to the 0.05% low-cost index target.

Ticker	Fund Name	Expense Ratio	Asset Class	vs. Benchmark
FXAIX	Fidelity 500 Index	0.015%	US Large Cap	✓ Low-cost
FSKAX	Fidelity Total Market Index	0.015%	US Stock Market	✓ Low-cost
AIVSX	American Funds Inv. Company of America A	0.61%	US Large Cap Blend	+0.56% above benchmark
AGTHX	American Funds Growth Fund of America A	0.65%	US Large Cap Growth	+0.60% above benchmark
TRBCX	T. Rowe Price Blue Chip Growth	0.69%	US Large Cap Growth	+0.64% above benchmark
CWGIX	American Funds Capital World Growth & Inc A	0.77%	Global Stock	+0.72% above benchmark
PTTAX	PIMCO Total Return A	0.85%	US Bond	+0.80% above benchmark
SPAXX	Fidelity Government Money Market	0.42%	Money Market	—

ⓘ Data note: Fund options shown are representative of this plan's publicly available menu based on Form 5500 filings and plan documents. Your specific plan may include additional funds, institutional share classes, or collective investment trusts (CITs) not listed here. Expense ratios are from public fund filings and may have changed. Always verify current ERs and available funds with your plan administrator.

Check YOUR actual fees in this plan

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